VA Loan
Designed for veterans, service members, and their families. VA loans offer strong benefits like no down payment, no mortgage insurance and competitive rates.
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Live Rates for an VA Loan
Rates update multiple times per day. Here are the latest.
Rates as of January 24, 2025
See assumptionsQuick Facts
Know what to expect from an VA Loan
Benefits
- No down paymentBuy your home without needing to save up for a down payment.
- Flexible termsChoose loan terms and payment plans that suit your needs.
- No private mortgage insuranceSave on monthly costs with no PMI requirement.
- Competitive ratesBenefit from favorable interest rates exclusive to VA loans.
Eligibility/requirements
- ConditionsActive duty service member, veteran, or eligible family member.
- Credit scoreA satisfactory credit score is required.
- Employment historyMust meet specific service durations in the military, reserves, or National Guard.
- CertificatesA Valid Certificate of Eligibility (COE) is required.
- Property guidelinesProperty must meet VA appraisal guidelines.
free call
Schedule a free 20-minute call to ask us anything.
Schedule a free 20-minute call with us and ask us anything.
- Talk to an experienced loan advisor
- Get honest and helpful information
- No pushy sales talk
- No strings attached
Ready to find the right loan for you?
Know where you stand before you start. Once you’re ready to begin your home buying journey, we’re here to help you get pre-approved with ease.
