Home Equity Loans
Use a Home Equity Loan to unlock the value of your home for renovations, debt consolidation, or other financial goals. Borrower against your home’s equity without impacting your lower rate first mortgage.
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Quick Facts
Know what to expect from an Home Equity Loans
Benefits
- FlexibilityUse your home equity for renovations, debt consolidation, or other financial needs.
- Competitive ratesBenefit from lower interest rates compared to other forms of borrowing.
- Fixed paymentsEnjoy predictable monthly payments with fixed-rate options.
- Quick approvalEnjoy a streamlined application and approval process.
Eligibility/requirements
- Credit scoreA credit score of 620 or higher is typically required.
- EquityBorrow up to 95% of the value of your home.
- Debt-to-income ratioMust be under 50% to qualify for most Home Equity Loan programs.
- Primary residenceMust be your primary residence or your second home.
- Property guidelinesProperty appraisal meeting lender standards.
free call
Schedule a free 20-minute call to ask us anything.
Schedule a free 20-minute call with us and ask us anything.
- Talk to an experienced loan advisor
- Get honest and helpful information
- No pushy sales talk
- No strings attached
Ready to find the right loan for you?
Know where you stand before you start. Once you’re ready to begin your home buying journey, we’re here to help you get pre-approved with ease.
