We’re all about simple and transparent loans
Our team prioritizes your financial goals and offers you expert guidance and clear answers every step of the way.



5-star
Google Rating14.2 days
Average closing time37
Years of mortgage experienceCommitted to your peace of mind
We always put your best interest above our own.
Committed to your peace of mind
We always puts your best interest above our own.

Josh Hankins
President & Co-Owner
Josh Hankins is President and Co-Owner of HomeSimply. With over 20 years of experience in the mortgage industry, he has established himself as an innovative and driven leader. Josh began his career as a loan officer, quickly rising through the ranks due to his keen understanding of the mortgage landscape [...]
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Donny Kirby
President & Co-Owner
Donny Kirby serves as the President and Co-Owner of HomeSimply, bringing over 14 years of extensive experience in the mortgage industry. Throughout his illustrious career, Donny has demonstrated exceptional leadership and strategic vision, guiding teams of over 200 originators and steering companies to originate more than $6 billion in volume [...]
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Steve St. John
VP of Direct to Consumer Lending
Steve St. John is Vice President of Consumer Direct Lending of HomeSimply. With 24 years of mortgage industry experience, he has established himself as a proven leader and trailblazer in the industry. Throughout his career, he has led teams at large banks, small banks, and independent mortgage companies, providing the organization with a [...]
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Natalee Cochrun
Operations Manager
As Operations Manager, Natalee brings 14 years of hands-on experience across all facets of mortgage operations, along with 6 years of leadership focused on building high-performing teams, scalable processes, and operational infrastructure. She specializes in structuring and optimizing both processing and closing functions—creating clear workflows, strengthening handoffs, and driving efficiency from application through funding.
Natalee is deeply passionate about leadership, coaching, and supporting her teams to optimize performance and results. She thrives on building systems that truly work—empowering both sales and operations, enhancing the client experience, and delivering a seamless, high-touch process from start to finish.
Core values that define us
Discover the values at the heart of our team and services.
Tailored solutions
Every client's journey is unique. We customize loan options to align perfectly with your specific needs and goals.
Simple process
From rates to repayment terms, we ensure you are in the know about everything, with no hidden fees or surprises.
Customer-focused
Our processes are designed for maximum efficiency and ease, minimizing mortgage stress.
Our mission
We put your needs first at all times
Our mission is to simplify your mortgage experience, offering the transparency and respect you deserve. It can feel overwhelming to deal with complicated mortgage details. That's why we focus on providing clear, honest guidance to our clients.

Ready to find the right loan for you?
Know where you stand before you start. Once you’re ready to begin your home buying journey, we’re here to help you get pre-approved with ease.












