JUMBO Loan
Perfect for financing high-value properties, JUMBO loans come with competitive rates and tailored terms. You can secure a larger loan to buy a home, but you can also use it for investment properties.
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Live Rates for an JUMBO Loan
Rates update multiple times per day. Here are the latest.
Rates as of January 24, 2025
See assumptionsQuick Facts
Know what to expect from an JUMBO Loan
Benefits
- High loan limitsBuy high-value properties beyond conventional loan limits.
- Flexible termsEasy to customize loan terms and payment plans.
- No private mortgage insuranceSave on monthly costs with no PMI requirement.
- Competitive ratesEnjoy attractive interest rates even for large loan amounts.
Eligibility/requirements
- Credit scoreMinimum credit score of 620 is required.
- Down paymentLarger down payment, often 10%-20%.
- IncomeProof of significant income and assets is required.
- Debt-to-income ratioHigh debt-to-income ratio options up to 55%.
- Property guidelinesProperty appraisal meeting lender standards.
free call
Schedule a free 20-minute call to ask us anything.
Schedule a free 20-minute call with us and ask us anything.
- Talk to an experienced loan advisor
- Get honest and helpful information
- No pushy sales talk
- No strings attached
Ready to find the right loan for you?
Know where you stand before you start. Once you’re ready to begin your home buying journey, we’re here to help you get pre-approved with ease.
