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HomeSimply Blog

Discover mortgage insights and tips

Always stay in the know. Explore our blog for the latest tips, trends, and mortgage insights.

Escrow
Understanding Escrow Accounts and Escrow Analysis: A Comprehensive Guide for Homeowners

When navigating the complexities of homeownership, understanding the role of escrow accounts and the process…

Josh Hankins

President

4 min

January 29, 2025

Trump’s Executive Order for Emergency Price Relief for Housing: A Closer Look

With housing affordability becoming a critical issue for many Americans, President Donald Trump has issued…

Donny Kirby

President & Co-owner

3 min

January 22, 2025

Budgeting for Closing Costs
Understanding Closing Costs: Budgeting for Your Home Purchase

Purchasing a home is a significant milestone, often accompanied by various expenses beyond the property's…

Josh Hankins

President

3 min

January 16, 2025

Why Are Mortgage Rates Increasing After the Federal Reserve Cut Interest Rates?

Yesterday, the Federal Reserve announced a 25 basis point cut to the Federal Funds Rate,…

Josh Hankins

President

3 min

December 19, 2024

Unlocking Homeownership: A Guide to Down Payment Assistance Programs

Purchasing a home is a milestone many aspire to achieve, but saving for a down…

Josh Hankins

President

3 min

November 26, 2024

Why are mortgage rates up?

Why Mortgage Interest Rates Are Trending Up and What to Expect Over the Next 90…

Donny Kirby

President & Co-owner

4 min

November 13, 2024

How the 2024 Presidential Election May Impact Mortgage Rates

As the 2024 election approaches, many homebuyers are paying close attention to how the outcome…

Josh Hankins

President

4 min

October 24, 2024

Mortgage Pre-Approval: What You Need to Know

Buying a home is one of the most exciting milestones in life, but it can…

Josh Hankins

President

4 min

October 11, 2024

Closing Cost
No and Low Closing Costs Refinances: What You Need to Know About Mortgage Refinancing

When it comes to mortgage refinancing, one of the biggest hurdles for homeowners can be…

Josh Hankins

President

4 min

October 1, 2024

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