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HomeSimply Blog

Discover mortgage insights and tips

Always stay in the know. Explore our blog for the latest tips, trends, and mortgage insights.

Understanding Charlotte Mortgage Rates: What They Are & How They Impact Your Home Buying Power

When you’re buying a home in Charlotte, NC, few numbers matter more than your mortgage…

Emma Lloyd

3 min

November 5, 2025

Mortgage
The Simple Guide to Mortgages Every Homebuyer Needs

Buying a home can feel overwhelming, but it doesn’t have to be. Many first-time buyers…

Emma Lloyd

3 min

October 7, 2025

Charlotte Skyline
Charlotte, NC Mortgage Market Update – August 2025

The Charlotte housing market has been one of the hottest in the Southeast over the…

Donny Kirby

President & Co-owner

3 min

August 20, 2025

FHFA Director Pulte Greenlights VantageScore 4.0 — What It Means for Home Buyers

FHFA Director Bill Pulte has announced that Fannie Mae and Freddie Mac will immediately allow…

Donny Kirby

President & Co-owner

3 min

July 9, 2025

Rental Property
How to Buy Your First Rental Property Using a Mortgage

Learn how to buy your first rental property using a mortgage. Explore loan types, down…

Josh Hankins

President

5 min

June 18, 2025

First-Time Homebuyer
The Ultimate First Time Homebuyer Checklist: Your Guide to a Smooth Mortgage Journey

Buying your first home is a big deal—and at HomeSimply, we’re here to help make…

Josh Hankins

President

4 min

May 28, 2025

Family Opportunity Mortgage
Family Opportunity Mortgage: A Guide to Helping Loved Ones with Homeownership

The Family Opportunity Mortgage allows individuals to purchase a home for an aging parent or…

Josh Hankins

President

5 min

March 4, 2025

The Importance of Selecting the Right Real Estate Agent When Buying or Selling a Home

Buying or selling a home is one of the biggest financial decisions you’ll ever make.…

Donny Kirby

President & Co-owner

4 min

February 19, 2025

Home Prices
Will Home Prices Drop in 2025? What Buyers and Sellers Need to Know

The housing market has been a rollercoaster over the past few years, with soaring home…

Josh Hankins

President

4 min

February 12, 2025

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